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I refinance peoples auto loans and I know I can get mid 2% rates on that score for up to 75 months, something like that would be like $345ish. You should buy it out know because its loan to value will be higher now as a newer car with only 8 or 12k miles on it (cant remember) than a 2 year old car with high miles. And you know what rates and the market is doing now, who knows what things will look like in 2 or 3 years from now.
Hope this helps.
@RefiGuy wrote:I refinance peoples auto loans and I know I can get mid 2% rates on that score for up to 75 months, something like that would be like $345ish. You should buy it out know because its loan to value will be higher now as a newer car with only 8 or 12k miles on it (cant remember) than a 2 year old car with high miles. And you know what rates and the market is doing now, who knows what things will look like in 2 or 3 years from now.
Hope this helps.
2% without a credit union for a refi?
75 months on a used car... even if it is under a year old!
Either way your obligation will run you the $400+ per month. With the lease you'll defer about $3,600-$4,000 to the end of the elase in mileage overage vs making the payment now.