@Booner72 wrote:
@IOBA wrote:Just FYI -
Penfed requires a FICO score of 700+ to give new credit. They will sometimes factor in other things, like your relationship with them if your credit score is borderline.
My car has 116k+ Keeping that car as long as possible!
That's nothing. My Pathfinder had 180 and still ran like a CHAMP (though was falling apart aside from that part). When we were selling it on craiglist last weekend I saw LOTS of "good runners" with 250+K miles. Some even had over 300K. I read on here that people "need" a new car bc it has over 100K miles. I don't think that's a very good reason for "needing" a new car. Just change the oil and do the maintenance. And tell yourself you LOVE this car and you LOVE no payment.
Penfed will not consider anything under 700; that's what the credit person told me. Very tough on their lending/credit card policy.
On the other hand, my F-150 had 289k miles when it got totalled. I would still be using it if it wasn't totalled. The thing ran great; of course i took great care of it.
