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Having the best day so far!

Regular Contributor

Having the best day so far!

First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 1 of 4
3 REPLIES
Established Contributor

Re: Having the best day so far!

Congrats

Message 2 of 4
Mega Contributor

Re: Having the best day so far!


tylaw13 wrote:

First of all i applied for and got approved for the card ive been eyeing for a while now, the AMEX BCE! And then once my credit union opened up i refinanced my auto loan! GoodBye Wells fargo! they got loan down from 16% to 1.98% !! I still cant believe it! also i had 57 months left on my 66 month loan and now its 48  months and my payment goes down $40 ! i am just so excited today. All thanks to California Coast Credit Union!


CONGRATS!!!

 

Awesome refi!!!!

 




EQ FICO 548 3/3/16
Message 3 of 4
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Regular Contributor

Re: Having the best day so far!

Well i went in a made the refi official today! When i call wells fargo that i needed a payoff quote, which i couldve got online but wanted to talk to somebody there and brag about my CU rate (1.98%) and in an attempt to keep my business with them they offered my 14% hahaha. My CU is just awesome they offered me a visa cc with them using the same pull but i said no. i dont want any more cards except for CSP!

 

Thanks to everybody on myFICO for the advice and guidence!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 4 of 4