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Help NFCU AUTO LOAN

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Anthonykc
New Contributor

Help NFCU AUTO LOAN

So about a month ago I applied for a auto loan with NFCU and was approved for up to 35k apr 2.49% however I canceled it. I didn't know what I was doing, I called the dealership here in germany to make sure it was fine with NFCU.
The next hour I called NFCU to get that loan, I had to re apply, I was only approved for 20k and that's without checking my credit, I couldn't get the same loan amount.
I need 30k

I'm planning to wait till November, will everything be okay?
Current Score: 715 Goal Score: 775 Will Garden Soon.

CapitalOne Platinum $1.5K | CapitalOne MTV $1.5K | BestBuy Store $6K | Kays $3.5K | Military Star $2K | DiscoverIT $8K | AMEX BCE $1K Smiley Sad | NFUC Flagship $13.5K | USAA World MC $8K | USAA Rate Adv $8K | CSP 5K 10/2013 | NFCU LOC $10K
Message 1 of 3
2 REPLIES 2
pizzadude
Credit Mentor

Re: Help NFCU AUTO LOAN

Are you sure they didn't re~pull your credit? NFCU is very pull happy.

What were their reasons for approving a lower amount this time?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 3
Anthonykc
New Contributor

Re: Help NFCU AUTO LOAN

They didn't re pull my credit, he stated its only based on my income, he couldn't pull my credit. Idk. I wish I found this forum awhile ago.
Current Score: 715 Goal Score: 775 Will Garden Soon.

CapitalOne Platinum $1.5K | CapitalOne MTV $1.5K | BestBuy Store $6K | Kays $3.5K | Military Star $2K | DiscoverIT $8K | AMEX BCE $1K Smiley Sad | NFUC Flagship $13.5K | USAA World MC $8K | USAA Rate Adv $8K | CSP 5K 10/2013 | NFCU LOC $10K
Message 3 of 3
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