Help and advise needed for INFINITI auto loan

[Anonymous]

Do I stand a chance of getting approved and if yes would this be CAPONE AUTO or DCU?

Credit Application:

Your Age? - 34

Your Equifax Credit Score? - 660
Your Experian Credit Score? - 665
Your TransUnion Credit Score? - 698

How many years have you been on file with Equifax? – 3 Years
How many years have you been on file with Experian? - 3 Years
How many years have you been on file with TransUnion? - 3 Years

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? -  Yes
Will this open auto loan be a trade-in? – Trade In
How many late pays within the last 12 months on the currently open loan? - 0
How many late pays within the last 13-24 months on the currently open loan? - 0
Your current open auto loan is financed with? – DCU
Your current open auto loan payment is? - $320
Estimated amount you may be upside down in this vehicle? – 6,000
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) - 10


YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? - 13
Total percentage utilized overall? – 2%
How many of your revolving accounts are store cards? - 2
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) - 8
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) - 3

YOUR PERSONAL INFORMATION

How long at your current residence? – 2 Years
Do you Rent or have a Mortgage, or Live w/Relative or Other? - Live w/Relatives / Relatives
Your Monthly Rent or Mortgage payment? - $0
How long have you held your current job? – 1 year (I've been in the same field for about 2 years)
Your total provable monthly gross income is? – 5,000
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) - Paycheck
Is there additional monthly income? What amount monthly? - NO
Describe the source. –
Is the additional monthly income provable? –
Spousal income is not applicable.

YOUR DOWNPAYMENT 
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) - $4000
Does any credit repository contain any Public Record? -  No
If yes, please very briefly describe. 

Does any credit repository contain any Collection Account(s)? - No
If yes, please very briefly describe. – N/A
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) - 9
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) - 10
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) - 10

New or Used vehicle you are considering: Please very briefly describe. New Infiniti QX60 $47000

[Anonymous]

U won't get it thru cap one they max out at 40000. U should just walk into infinite and see what rate they offering for vehicle u want... Ur DTI should be ok since u don't owe much on CC and u have no rent to pay.. But with ur score u won't get the best rate they have to offer.. I would try see if they can finance u the whole amount if can do that and put the 4000 into principal payment.. If I were u I'll try the dealership ur getting car from and see what they can do for u

[Anonymous]

Don't go with CAP 1. Go with DCU or Penfed.  Make sure you have a check in hand before you go shopping.  With your scores, you should be able to get an auto loan from a credit union for that amount.

[Anonymous]

Thank you all. I already have an auto loan with DCU