Help my 12.99% car loan

[Anonymous]

Hi..

I had 597 fico score last December and finance 26K new car with 10k down . Now I think I have around 650 fico but need refinance with lower rate. I have few bad mark total 7 paid collections and tax lien.

I love to save money please help me.....

Thanks in advance...

Jay

[Anonymous]

How old are the collections?  I'd try the credit union if I were in your shoes.  DCU and Penfed have good auto loan products.

[parkbuilder]

Try Notre Dame FCU, the approved my refinance with a 650 TU score. Went from 19% to 5% saving $150 per month.

[Creditaddict]

what state are you in?

you need to find local credit union.

or DCU you can join nationally and they seem to love doing auto loan the most and by far the lowest rates usually.