Re: Help needed. Approved for 1.99%, 3.99%, 7.9%, 9.7%
Take that 1.99% to a dealership and see if they can beat that rate, they likely will. All the dealerships will report to all three agencies. I would not recommend paying a higher interest rate if you don't new to, it doesn't make sense. The purpose of having good credit is to pay lower interest (or none at all) so it is self defeating to pay high interest to improve you credit.