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@a0034d wrote:
I've tried some of the calculators on bankrate.com but it doesn't seem right. I'm trying to figure out when this auto loan will be paid off with the factors below.Original Loan Terms:@$24336.59 for 76 months @ 16.95% (yes I know this is crazy!!)Loan start date: 3/04Pymt is $544.48Current Balance: $13,232.07We've done a couple of "skip a notes" on this loans. We paid the interest charges and the tacked the note to the end of the loan.We started paying an extra $150 towards the principal balance this month and will continue to the life of the loan.When can I expect this to be paid off. BTW, I've already looked into refi but I would not save me any $$ and everyone wants to add months to the loan. I should have refi 1st thing! TIA
@a0034d wrote:I've tried some of the calculators on bankrate.com but it doesn't seem right. I'm trying to figure out when this auto loan will be paid off with the factors below.Original Loan Terms:@$24336.59 for 76 months @ 16.95% (yes I know this is crazy!!)Loan start date: 3/04Pymt is $544.48Current Balance: $13,232.07We've done a couple of "skip a notes" on this loans. We paid the interest charges and the tacked the note to the end of the loan.We started paying an extra $150 towards the principal balance this month and will continue to the life of the loan.When can I expect this to be paid off. BTW, I've already looked into refi but I would not save me any $$ and everyone wants to add months to the loan. I should have refi 1st thing! TIA