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As a loooooong time Volvo enthusiast/owner I'm considering an S60 AWD for a son in college. I'm not disturbed by 75-100K miles on a '08 or '11 MY and I have a private mechanic that I trust for any work/maintenance.
I might want to finance $6-10K if there's a great APR BUT, is that kind of mileage a problem for financing? Is mileage part of the equation in determining APR?
As long as the car has value, DCU should finance it.
Just keep it under 100k
DCU is out, turned down on a refi last month, Eq'04 651
Are you buying through a dealer?
Edit to add that the effect of mileage on APR is YMMV depending on the finance co.
Probably a dealer but, I intend to have financing in place beforehand. Not going for the dealers "scattergun" approach with dozens of HPs. I know I can get ~2-3% but, wasn't sure about mileage issues. I haven't bought used in 30 years
Just got my DCU Eq04, happy it's now 684 but, since I was declined last month probably won't get approved now, despite passing their 675 threshhold. No telling what my Eq08 may be