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How do you handle mortgage on the joint application

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CreditGuy03
Established Contributor

How do you handle mortgage on the joint application

It makes no sense to have my wife and i both put in the mortgage payment when going joint.

 

so how do you handle it so it doesnt look like your dti is double because of a duplicate mortgage payment entry

Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
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Anonymous
Not applicable

Re: How do you handle mortgage on the joint application


@CreditGuy03 wrote:

It makes no sense to have my wife and i both put in the mortgage payment when going joint.

 

so how do you handle it so it doesnt look like your dti is double because of a duplicate mortgage payment entry


Just both put the mortgage amount.  Creditors now how to read credit reports and see that the mortgage is joint.

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