So i went app shopping at NFCU on 8/6/13...Instant approval on CC, Condionally approved on Auto and Personal. Sunt income and stubs on 8/7/13...said was in review. Anyone knows how long does it after submitting docs to receive a decision. Tried search to forum couldnt find anything about how long it takes after docs submission. Thanks.
Anyone think i will get approved. Applied for 25K auto and/or 10K personal...both pending. My income is $48K, score 680-702, DTI is high at 87% but just approved for $12.5K CC so will be about 48% now, and i have no neg, no past dues, no c/o....clean report with over 12yr history.
NFCU was probably going on the idea that you were seeking too much credit too fast from them. Once you establish a relationship with them I think that you will find that they are one of the most reliable credit sources and they will bend over backwards to accommodate your needs. I 
NFCU!!!
Starting Score: 500'sWell i just sunt a secure message asking if they reached a decision....may have to wait till tomorrow. hawaii time is 6hrs earlier so im sure CSR offices (if on mainland) are closed. too scared to go to local branch here hehe.