Okay, I'm a recent college grad-23 years old. I have landed a job set to start the first week of August where I will earn $51900/year. My EQ Score is 571, my debt ratio is high but the amount of revolving debt I owe is only about $3500. I have a hospital bill and I bank fee in collections. (I know I can get the bank fee paid in July).
I have never been late on a payment. If I'm forgetting to let you know something please let me know. The thing is, the car I'm currently using my mom's and she's pushing me to see if I can get a car financed now so that she can have her car back since she needs it. Is there anyway I can be financed in July showing that I have a documented job offer? My mom claims that as a recent grad with a job lined up people will work with me, but I haven't heard anything about this before.
I can understand because of my score my rate will be high, but I can refinance in the future as I don't think it will be hard for me to pay of all of my accounts and bring my score up. I just need a car NOW. I also don't belong to a credit union.
Is there any advice you can offer me?
Thanks
Message Edited by Nenne on
06-27-2008 07:34 PM
6/27/08 EQ-571
1/2/09 TU-646 EX-626 EQ-629