I Love Chase Auto Loans

[Revelate]

---

@CS800 wrote:

Funny how Chase seems to pull EQ everywhere but in MA its EX

---

Pulled all three for me, then took a month to come back with a counter-offer on my loan app.

Worse, the EX inquiry isn't coded as an auto-loan from looking at my report.

[FrugalRican]

If you are a current customer you have a better chance at the loan and you might get a lower rate as well.

I was inquiring since I am a Chase customer and wanting to do all my homework about them... it seems if you meet certain criteria, you can get a discount on their loans as well. I think if you have just any checking account, you get a .25% discount and if you do autodebit, it's an additional .75% as well. I might be looking to do mine as well. And I think they do finance some private sales as well, even if the interest is a tad higher. They do have some restrictions, like most other banks, where the car needs to be under 75K miles and not more than 4 to 5 years old.

[guydiver]

Congrats.  Hope you enjoy your new ride. 

[Anonymous]

---

@Jonbuck06 wrote:

Interest Rate: 3.99%

---

I applied with Chase for a similar note last year, was offered an identical rate. The dealer beat it, but only by 0.5%, because I blurbed out what Chase quoted <facepalm>.

The did pull EX when I applied for a Freedom card later, side note.

[ADARPegasus]

yea i know i have 2 cards with them as well when i applied for my loan.

[webhopper]

I have had 4 chase auto loans in my life, love love love them.

[phrza81]

they also pull EXP in california