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I do not understand

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lonnyphillips
Valued Member

I do not understand

I am in the rebuilding process and am signed up for myfico.com score watch,and all three scores are around 580. I really need a car and was shocked that they show my score 100 points less, which I think makes it seem I have even worse credit, just so weierd.

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1 REPLY 1
Anonymous
Not applicable

Re: I do not understand

Well the three scores here are the real FICO 08 scores so I'm not sure what you comparing them to.  Keep in mind that dealers use a auto enhanced FICO score based on previous auto loans so your score there could be lower or higher than what you find on MyFico.  If your scores are in the 580 range you're going to need for them to approve quite a bit before you'll find any kind of decent loan.

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