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@Anonymous wrote:
If it's me I'll tell BMW collection to go kiss my ass.. U pay or not it's still staying on ur credit already.. So why pay it?? U already have another car loan out.. U have credit card still ur credit will go back up as that charge off gets older
Why pay it?
This is completely irresponsible advice.
The OP is within the Statute of Limitations for this debt.
BMW Financial could absolutely sue and the OP would have a Judgement and possible payroll and/or bank account garnishments and worse... liens attached to property in addition to having the reposession reporting.