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I love USAA!!!

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12njoy
Super Contributor

I love USAA!!!

Started my rebuild with USAA in March 2012 with two secured cards.  Closed both secured cards November/December 2013.  USAA has now approved me for $20,000 in unsecured credit cards and just today approved me for an auto loan up to $33,000 @ 5.25% on a used vehicle.  Unfortunately, the rate is the same for a new car too, but hey I can't complain.  I never expected a rate of 5.25% considering the auto loan that I just paid off today was at 11.24%.  I let them talk me into getting prequalified for another auto loan during the same call to pay off an existing loan Smiley Very Happy  Debating whether to use loan or not, but I must say I am extremely happy.  2014 continues to be off to a great start.  Let the good times roll.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 7
6 REPLIES 6
Rkalynsmith
Regular Contributor

Re: I love USAA!!!

Congrats!! 


Starting Score: 565
Current Score: 721
Goal Score: 800


Take the myFICO Fitness Challenge
Message 2 of 7
12njoy
Super Contributor

Re: I love USAA!!!


@Rkalynsmith wrote:

Congrats!! 


Thank you

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 3 of 7
Epcot
Valued Contributor

Re: I love USAA!!!

Nice going, Congrats on your hard work paying off! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 4 of 7
12njoy
Super Contributor

Re: I love USAA!!!

Thanks everyone. The advice here is impeccable.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 5 of 7
Bleety17
Regular Contributor

Re: I love USAA!!!

Who was your first loan with?

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 6 of 7
12njoy
Super Contributor

Re: I love USAA!!!


@Bleety17 wrote:

Who was your first loan with?


My first loan was with USAA at 11.4% interest.  I paid it off after 9 months.  Interesting enough, I called USAA because I was having a hard time finding something that I liked for the original loan amount and they approved me up to $46,200 at 4.74% for up to 84 months.  USAA is great for rebuilders such as myself once you have proven yourself to them.  I know based on other comments that USAA is a first rate institution and I'm now reaping the rewards for all the hard work that I've put in these last two years.  I still have a long way to go, but USAA has been right there with me since day one.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 7
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