I read the forum first and couldnt find my answer...sorry
My auto loan will be paid off in December. I havent had any lates since January 2007. Will this affect my score any. Its the only account I had open so I applied for a Orchard card and was approved. Thanks alot and enjoy your day
EQ-503 as of 8/13/08 EQ-521 as of 09/10/08 EQ-550 as of 09/30/2008 EQ-570 as of 07/20/2009
Re: I read the forum first and couldnt find my answer...sorry
There are no guarantees of course, and the cleaner your reports the better, but you could try a secured card from BoA, Citi, or National City, and you might be able to get a Target or Macy's card.