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I wanted to do so because of the $0 out of pocket, but then realized that the dealearship wasnt going to give me anything for my car and I didnt want to finance negative equity, so Im going to spend the next year paying as much as I can on it to get it paid for. hoping we can find a house close to work to where the gas wont be an issue and I can keep it with no payment, but the areas we like are a little out there. I will use it in the future for sure though. If I didnt have negative equity Id be golden