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Infiniti Financial Services

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TrishN
Established Contributor

Re: Infiniti Financial Services

he is stroller.  check his old post , you will see he keep asking same question and repeat it !

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 11 of 19
creditwatcher2012
Frequent Contributor

Re: Infiniti Financial Services

I'm going to apply Shortly, I think it's best to wait for at least 1-2 months of payment history show up on my credit report.... The jx has been a want for a while, thus I keep seeking advice, and hopefully ill be able to get the loan.. Some people are just so quick to label someone a "troller" when in reality All I'm trying to do is lay my cards out before I go waist another inquiry.

Thx.. Credit Addict ill keep you updated with how I'm doing when I go and apply
Message 12 of 19
creditwatcher2012
Frequent Contributor

Re: Infiniti Financial Services

Circumstances have changes since then the number one factor being already having a new active auto loan, and my accounts have aged significantly.
Message 13 of 19
Creditaddict
Legendary Contributor

Re: Infiniti Financial Services

Do you have a recent AUTO ENHANCED TU FICO?

Here in CA that is what Infiniti pulled for me.

Message 14 of 19
creditwatcher2012
Frequent Contributor

Re: Infiniti Financial Services

When ford pulled my transunion, non-auto enhanced it was a 580 due to my maxed out credit cards........ My, current my fico is 673 tr, but last year I remember when I had an approval from them I'm pretty sure they did NOT pull auto enhanced
Message 15 of 19
Creditaddict
Legendary Contributor

Re: Infiniti Financial Services


@creditwatcher2012 wrote:
When ford pulled my transunion, non-auto enhanced it was a 580 due to my maxed out credit cards........ My, current my fico is 673 tr, but last year I remember when I had an approval from them I'm pretty sure they did NOT pull auto enhanced

if you have anything in the 670+ range you should go now.... the special is on the 2013 only and when that's gone, it's gone.... you should be able to push a tier 1 and get the special apr and take it now.

you wait 2 months i would not be surprised if the 13's are gone.

Message 16 of 19
Creditaddict
Legendary Contributor

Re: Infiniti Financial Services


@Creditaddict wrote:

@creditwatcher2012 wrote:
When ford pulled my transunion, non-auto enhanced it was a 580 due to my maxed out credit cards........ My, current my fico is 673 tr, but last year I remember when I had an approval from them I'm pretty sure they did NOT pull auto enhanced

if you have anything in the 670+ range you should go now.... the special is on the 2013 only and when that's gone, it's gone.... you should be able to push a tier 1 and get the special apr and take it now.

you wait 2 months i would not be surprised if the 13's are gone.


take the focus with you and lease a new G37 for $299/month! it's probably cheaper then the focus! and purchase the JX.

use the 20% down to pay the $1500 out of pocket on the G37, tax and trade in on the JX!!

Message 17 of 19
creditwatcher2012
Frequent Contributor

Re: Infiniti Financial Services

Ok, I'm gonna make an appointment ill let you know how it goes! Thanks for all your help! ~Credit Addict
Message 18 of 19
Josh2942
Established Contributor

Re: Infiniti Financial Services

If you could put 20% down why would you buy it at 17.9% your shooting your self in the foot. You should push it back and pay your debts

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 19 of 19
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