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Established Member
Posts: 14
Registered: ‎03-06-2010
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Infiniti Question

Hello,

 

It's about to time for buying a new car, and Infiniti is really attractive to me.

So I'm looking for a used G37x sedan whose price range is 25k-27k.

 

My credit score is 684 Equifax 670 TU as of 10/18

And my length of credit is around 2 yrs 6 months, not 3 yrs yet.

I'm thinking to downpay $7k on table.

 

Am I able to be qulified to get auto loan from Infiniti with abovementioned information?

 

Thank you in advance.

 


Starting Score: 639
Current Score: 639
Goal Score: 700


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Established Contributor
Posts: 526
Registered: ‎04-21-2010
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Re: Infiniti Question

Was just approved 2 weeks ago for a new  Infiniti EX35 and rolled in a large amount of money. Total amount of the loan 43k. I got 3.9 for 72months and zero down. They pulled TU and my score was 619. Oldest account on TU is 1 year 8 months. I had 2 open car loans 1 was being trading in the other not. No late pays everything clear except for a medical collection that was the oldest thing on there. Many new accounts and a ton of Inq's. I dont know if they are as easy with approvals on used but they are on new.

Established Member
Posts: 26
Registered: ‎02-13-2010
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Re: Infiniti Question

[ Edited ]

I Bought a new g37 sedan about 2 mos ago and my EQ was 648, 622 auto enhanced. Only 1 auto loan for about 15 mos which I was trading in. I also got 3.9 for 72 mos. I only put $3500 down. Credit history was about 3 yrs. No POI required, walked in with my Drivers license and my down payment. You should be ok.

EQ- 670 - EXP (pulled by lender) 674 - Trans- 688
Established Member
Posts: 14
Registered: ‎03-06-2010
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Re: Infiniti Question

Thank you.

I hope that thing's gonna happen to me Smiley Happy

I'm wondering whether I can be qualified.

Let see what will happen.

Thank you again.


Starting Score: 639
Current Score: 639
Goal Score: 700


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Established Contributor
Posts: 526
Registered: ‎04-21-2010
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Re: Infiniti Question

Good Luck. I think your going to be just fine. Keep us updated. There great cars.

Established Member
Posts: 24
Registered: ‎11-14-2010
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Re: Infiniti Question

I'm shopping for a new car at the moment and looking at an Altima. I think nissan and infiniti use the same finance criteria but correct me if I'm wrong. My scores to date are EQ 645 and EX 643. I have had 3 auto loans to date. All paid satisfactorally but the last one had a few 30 day lates. I can put a few grand down, i make over $90k a year and been at the same job for over 3 years. DTI is roughly 20%. Do you think I can get approved with a decent rate?
Established Contributor
Posts: 526
Registered: ‎04-21-2010
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Re: Infiniti Question

Yes they are the same bank. Your scores are in range to get approved by them. If your lates are over 2 years old I dont see a problem with you getting approved as long as DTI is in range.

Valued Contributor
Posts: 1,359
Registered: ‎02-07-2010
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Re: Infiniti Question


mross1080 wrote:

Was just approved 2 weeks ago for a new  Infiniti EX35 and rolled in a large amount of money. Total amount of the loan 43k. I got 3.9 for 72months and zero down. They pulled TU and my score was 619. Oldest account on TU is 1 year 8 months. I had 2 open car loans 1 was being trading in the other not. No late pays everything clear except for a medical collection that was the oldest thing on there. Many new accounts and a ton of Inq's. I dont know if they are as easy with approvals on used but they are on new.


nice! Smiley Happy

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
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