Infiniti Qx60(Not Hybrid) vs Ford Explorer Platinum

[simplegirl]

I can't decide which would be a better choice so which one do you think? I basically just want to know infiniti or ford explorer & I already know I want to finance through penfed and I know what I need to do so I don't get denied I just can't decide on which vehicle.

[Creditaddict]

To me it's not comparing Apples to Apples.

I trust reliability of Infiniti far more than Ford but I have not owned a Ford for a very long time so don't' have any recent history to base that on but have owned several Infiniti's.

I would think if you went Ford though, they might have 0% through Ford vs. penfed unless you want to try to get the Cash incentive vs the financing?

[simplegirl]

well i wanted to go for the cash incentives besides if i'm not going for a ford it wouldn't make sense right?

[Creditaddict]

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@simplegirl wrote:

well i wanted to go for the cash incentives besides if i'm not going for a ford it wouldn't make sense right?

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Looks like Infiniti is 1.9% for 60 months.

They pull EX only.

You need 680 for Tier 1-3 which would give you the 1.9%

You can probably fall lower and if you push, they can get a rate bump... just make it a tier 1 or no deal type of thing if it was an issue at all.

[simplegirl]

so i should finance through infiniti?

[Creditaddict]

If you can't get lower than 1.9%

[redshift1]

I've owned several Fords and 3 Infiniti's. Every Ford had some problem requring dealer repair while the Infinit's were problem free.

[Anonymous]

It really comes to how much financing u can get with ur credit score. Also look at what u will save getting financed through penfed (cash incentive) vs using captive lending which ford is good for the 0%

[Anonymous]

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@simplegirl wrote:

well i wanted to go for the cash incentives besides if i'm not going for a ford it wouldn't make sense right?

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My neighbor is always trading his in on another.  Can't be a bad car/suv.  I would take the infiniti.  

[simplegirl]

Now I'm wondering is the lincoln better or not because at first I wanted those to for the third row but now thats not important. Also I plan on bringing up my credit scores before I go for the car also wanting to put at least 10% down as a down payment. I did the stimulation which I know doesn't mean its likely to plan out that way but I should have a 703 equifax, 707 transunion, experian 671 by the time I want to get the car which is in July or December of 2017.