Hello everyone, I've brushed up on the CC side of this quite a bit and have a handle on new accounts/HPs with card apps and mortgages. My question is this, how sensitive are Auto lenders? My scores should be up quite a bit F8s in the 720s and auto enhanced in the 730s or so.
I want to lease sometime this summer or early fall. What effect would new accounts and HPs around that time have on my chances?
AAoA is currently around 5 years
Util is 1%
DTI is sub 20%
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
