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Inquiry coding ?

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LShawn08
Frequent Contributor

Inquiry coding ?

My partner and I, of 4 years, just financed a car together just two days ago. I had a question about the inquires that he and I receieved. Why are the types different? Heck one says credit cards/airlines. 

 

He recieved all noted below, I only recieved ally financial "inc" and oliver c jos

 

EQUIFAX

 

Ally Financial- Type:Automotive financing

 

CapitalOne- Type:Automotive financing

 

TRANSUION

 

1stMidamerica- Type:Credit Union

 

Ally Financial Inc- Type:National CreditCards/Airlines

 

Capital One Auto Finance (COAF)- Type:Finance

 

Oliver C. Jos- Type:Automotive

 

Are Ally and Cap One being coded differently on each report? If so, why? 

 

 

 

 

 

 

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
2 REPLIES 2
LShawn08
Frequent Contributor

Re: Inquiry coding ?

Bump

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 2 of 3
LShawn08
Frequent Contributor

Re: Inquiry coding ?

Bump

 

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 3 of 3
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