Starting Score: EQ 564, TU 560
whodatnation2 wrote:I am going to buy a house in the next few months and was wondering......when I shop for home insurance does it ding my credit (is it a hard pull) and is it the same for auto insurance or are they all just a soft pull?
Varies state by state; CA they aren't allowed to pull my credit period, I'm not certain about Texas in your case (from your other post) but it's worth looking into. It almost assuredly wouldn't be a soft-pull unless you already had a relationship with the company in question.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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But just to be safe check with the insurance agent pulling your credit. They should know. Hope this helps!
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