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Is Springboard for real?

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Tigremalo2001
New Contributor

Is Springboard for real?

I did a pre-approval and they said I am pre approved for a car loan 100%. up to 38 k loan. I am looking for a under 20 k loan. Rebuilding credit so I was quoted a 8.69 loan for 60 months, Alliant credit union can do 8.5 % if I use their true car value service. Is Springboard as safe as Alliant credit union?

Starting FICO scores 5/2017--- 580 EQ/ 531 TU/535 EXperian

As of 12/29/17 Curent FICO ----691 EQ/ 666 TU/ 686 Experian
4 REPLIES 4
Anonymous
Not applicable

Re: Is Springboard for real?


@Tigremalo2001 wrote:

I did a pre-approval and they said I am pre approved for a car loan 100%. up to 38 k loan. I am looking for a under 20 k loan. Rebuilding credit so I was quoted a 8.69 loan for 60 months, Alliant credit union can do 8.5 % if I use their true car value service. Is Springboard as safe as Alliant credit union?


What do you mean by safe?  Are you worried they won't honor the preapproval??

Message 2 of 5
Tigremalo2001
New Contributor

Re: Is Springboard for real?

I meant ..Are they a legitimate company? Has anybody used them in the past for car loans?

Starting FICO scores 5/2017--- 580 EQ/ 531 TU/535 EXperian

As of 12/29/17 Curent FICO ----691 EQ/ 666 TU/ 686 Experian
Message 3 of 5
Anonymous
Not applicable

Re: Is Springboard for real?


@Tigremalo2001 wrote:

I meant ..Are they a legitimate company? Has anybody used them in the past for car loans?


I have read at least one post of someone having success with them.  Don't know anything beyond that

Message 4 of 5
sid33
Regular Contributor

Re: Is Springboard for real?

I know they use the vantage score 3.0


@Tigremalo2001 wrote:

I did a pre-approval and they said I am pre approved for a car loan 100%. up to 38 k loan. I am looking for a under 20 k loan. Rebuilding credit so I was quoted a 8.69 loan for 60 months, Alliant credit union can do 8.5 % if I use their true car value service. Is Springboard as safe as Alliant credit union?


 

Message 5 of 5
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