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Is Springboard for real?

New Contributor

Is Springboard for real?

I did a pre-approval and they said I am pre approved for a car loan 100%. up to 38 k loan. I am looking for a under 20 k loan. Rebuilding credit so I was quoted a 8.69 loan for 60 months, Alliant credit union can do 8.5 % if I use their true car value service. Is Springboard as safe as Alliant credit union?

Starting FICO scores 5/2017--- 580 EQ/ 531 TU/535 EXperian

As of 11/01/17 Curent FICO ----683 EQ/ 646 TU/ 666 Experian
4 REPLIES
Valued Contributor

Re: Is Springboard for real?


Tigremalo2001 wrote:

I did a pre-approval and they said I am pre approved for a car loan 100%. up to 38 k loan. I am looking for a under 20 k loan. Rebuilding credit so I was quoted a 8.69 loan for 60 months, Alliant credit union can do 8.5 % if I use their true car value service. Is Springboard as safe as Alliant credit union?


What do you mean by safe?  Are you worried they won't honor the preapproval??

Gardening till 2018, Goal of 700's by the end of 2017
MyFico Scores Aug 2017: EQ 675 TU 695 EXP 698
Message 2 of 5
New Contributor

Re: Is Springboard for real?

I meant ..Are they a legitimate company? Has anybody used them in the past for car loans?

Starting FICO scores 5/2017--- 580 EQ/ 531 TU/535 EXperian

As of 11/01/17 Curent FICO ----683 EQ/ 646 TU/ 666 Experian
Message 3 of 5
Valued Contributor

Re: Is Springboard for real?


Tigremalo2001 wrote:

I meant ..Are they a legitimate company? Has anybody used them in the past for car loans?


I have read at least one post of someone having success with them.  Don't know anything beyond that

Gardening till 2018, Goal of 700's by the end of 2017
MyFico Scores Aug 2017: EQ 675 TU 695 EXP 698
Message 4 of 5
Highlighted
Valued Member

Re: Is Springboard for real?

I know they use the vantage score 3.0


Tigremalo2001 wrote:

I did a pre-approval and they said I am pre approved for a car loan 100%. up to 38 k loan. I am looking for a under 20 k loan. Rebuilding credit so I was quoted a 8.69 loan for 60 months, Alliant credit union can do 8.5 % if I use their true car value service. Is Springboard as safe as Alliant credit union?


 

Message 5 of 5