I've been approved at my credit union for $26,000 for a 2005 Acura MDX Touring with Navigation and DVD. This vehicle blue books for around $30,000 and the trade in value is $23,400. The dealer has the vehicle priced at $25,899. I'll be trading in a 2004 Chrysler Town & Country Touring Platinum edition mini van. The blue book trade in value is $8,800 and the retail value is $13,300. I owe $10,200. I'd like to offer the dealership $26,000 out the door for the MDX and ask them to give me $10,200 for my van to pay it off. Is this a reasonable offer? I don't want to offend the dealership or get off on the wrong foot but right now this is what I can do. Is my offer reasonable? Thanks in advance for any replies, suggestions, opinions, etc..........