Auto Loans

[soliloquy]

I keep seeing on their websites 710 TU or better for the best lease rates...not that I intend to lease and I heard elsewhere that Honda usually pulls TU.

If so, that's great because it's my highest score but can anyone verify that?

Additionally, do you think if I asked the finance guy to confirm, that he could tell me what credit bureau they will pull or would they look at me crazy? Thanks!

My EQ is 673 but my transunion is 725 and who knows what Experian is...Thanks!

[laz98]

when we bought our car, they told us what bureaus they checked & what the scores were, & if they were auto-enhanced.

[cdtotten]

My car is leased through AHFC - yes Honda almost always pulls TU (and auto-enhanced), the dealer pulled TU (auto enhanced) as well for me . My auto enhanced score at the time was 712, 720 was the minimum at the time for top-tier financing.

Hope that helps - and yes, they will tell you who they pull usually.

[andre181]

I got a loan through American Honda in 2008, they pulled EQ for me

[soliloquy]

They pulled EQ on me too. They said they are phasing out the use of Transunion nationally and converting to EQ

[chopperacn]

Got financed through Acura Financial Services very recently and they pulled only TU , here in NJ.

[Macbookguy]

On Friday (3/18) I bought a 2011 Honda Civic EX-L and financed through American Honda. They pulled Equifax. The finance manager told me that Equifax is the primry report that Honda is pulling now, however they will pull Transunion in some cases for verification or if you have a thin credit report with Equifax. I know they didn't pull my Transunion report at all because I have it frozen.