My score is listed below and should go up in a couple of days once new balance report. I got my 2004 BMW in 2011 at 15% rate through WF and refi through my local CU and was approved for 7.49%, she told me it was higher because the age of my car. Is this really the best rate anyone can give me? Anybody else has luch with getting better rate with older car?
That car is 9 years old, I think the rate the CU gave you is terrific given that the car is 9 (almost 10) years old. Take the deal, JMO.