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Just curious, is the other car for a significant other? Or just cause you want both?
@acleynes wrote:I bought a Lexus in October 2011, a Honda in November 2011, and closed on a house in February 12. It is possible, but I do not recommend it.
Buying the Lexus was quick and simple. Buying the Honda was an all day spectacle. The closing date for my house got pushed back twice and I even got my underwriter fired.
I was able to get away with it because of my 6 figure income.
Love to hear more on this.
For sure it is possible to buy two cars, just depends on your income.
The largest impact is the effect on your DTI. Being burdened by those payments causes the largest negative impact of your "credit". Not necessarily your credit score, but lenders opinion of your whole financial outlook.
Don't get in over your head.