I moved jobs about 18 months ago, beginning of this year I joined the CU attached to my new company. The same day I did two loan refi's (the reason for the move anyway) and a CC. Scores and income were the biggest factors in the loans and credit. If you are boarderline on scores then time may help, time at the current job may be a benefit as well as it was with my last CU.
One thing I really like about both CU's I am a member with is that I can just go in and ask. If I don't want a hard pull they are willing to discuss options based on score ranges and then only hard pull if the options look good enough for me to apply. Some banks are good to work with as well, but for me they have been dependant on the person you get, with CU's everyone has always been helpful. And they seem to like the idea of continued business and will tell you what you need to do to get what you want over the long term.
Edit: forgot to add, but when I joined the most recent CU they required a hard pull to join. They then used the same pull for all of the accounts, so if that is the case you may want to talk to them sooner rather then later so you don't get another pull.
