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Regular Contributor
Posts: 130
Registered: ‎09-10-2012
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Joining Credit Union question

Can i join a credit union that is not in my state of residence ? (if i meet the requirements to join them)

Will I be able to take a loan for a car in California if my residence is in Delaware ?

Do i need to apply for a loan at a branch or online it's possible to make everything? I ask this because i found a nice credit union but i will never be able to go to a branch, so i need to be sure i will be able to handle all my requests by phone / online


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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: Joining Credit Union question

Yes, you can join a CU not within your residency. People do it all the time provided they qualify.

 

You can app and finance solely online provided the CU allows it.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Joining Credit Union question


pat0812 wrote:

Can i join a credit union that is not in my state of residence ? (if i meet the requirements to join them)

Will I be able to take a loan for a car in California if my residence is in Delaware ?

Do i need to apply for a loan at a branch or online it's possible to make everything? I ask this because i found a nice credit union but i will never be able to go to a branch, so i need to be sure i will be able to handle all my requests by phone / online


It depends on the CU. If your eligible to join via a different route then physical address in state then yes.

 

I love my CU (PSECU), If I wanted to drive 90 miles I could get to a branch but they are so convienent online and making deposits I dont think i'll ever have to go there in person.

 




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