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Okay, myFICO score is about 670. I plan on getting it up in a month or two to the 700s.
Now I have a question. If I want to do an autolease, say for a Kia Optima, what credit score or profile would be needed for like a $179/mo lease? I plan on trading my current car in. I don't plan on getting the car until March or so, but I'm curious. Is there anything major that would prevent me from getting the lease? I have about two things in collections right now, one I'll pay off. The other I haven't decided yet (that one is $2,200).
Any tips? Thanks!
I would not bet on that lease special being around in March. Sep-Dec are inventory reduction months for car dealers, that is when they normally run the best specials.
As far as scores to qualify for the lease special probably 700+