I paid off my current car in December 06. Looking at my EX CR, they have that I was late 13 times aroung 04, 05, 06 and 60 days in 06 and 05; TU states that i was only late 9 times and EQ says the same as EX. I know it was stupid of me to be late, but I was unemployed during those times. I did what I could at the time. I tried to GW Triad Financial, but they aren't helping. I could possibly try again to see if I get a nicer person to read my letter. I did put a statement on my CR saying that lates were due to job layoff.
Here's my question, since I can't see my auto enhanced scores....what kind of impact will I have with these lates?? Anybody went through the same thing and have seen their scores?
