Lease Questions for Lexus Financial Services

rexbolt · ‎06-10-2014

I guess this would apply to any make/model. If I want to lease, let's say in this case a Lexus, doI have to lease through Lexus FS, or can I work a lease through a third party? Also, what are my chances of being approved?

My socres today (through myfico of course):

TU: 723

EQ: 720

EX: 709

I do have a number of recent inquiries (10) though from an app spree last month. Unfortunately, I am unable to let my scores rebound a bit as I need the car ASAP for work.

Creditaddict · ‎06-10-2014

yes you need to lease it through lexus if you are leasing a lexus.

you should have no issue getting tier 1 rates.

Remember0 · ‎06-11-2014

Agreed w/ creditaddict. You'll have no issues getting approved.

Here's a guide on how to negotiate for a new car. I think it'll esp. help w/ a lease. It might take a little while to read, but I think it's worth it (then again I wrote it haha so that "endorsement" isn't worth much):

http://ficoforums.myfico.com/t5/Auto-Loans/Guide-to-Financing-Leasing-and-Refinancing-a-Car/td-p/289...