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Leasing with 640 fico score

Frequent Contributor

Leasing with 640 fico score

Is there anyone that was able to lease a vehicle with a fico  score of 640?

Message 1 of 6
5 REPLIES
Valued Contributor

Re: Leasing with 640 fico score

I think Ally bank will go that low.

Message 2 of 6
Moderator Emeritus

Re: Leasing with 640 fico score

Possibly.  Look at their terms.  Contact them if need be, see what their qualifications are.  Doesn't hurt to ask, well not much anyway.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 6
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Senior Contributor

Re: Leasing with 640 fico score

Does Ally do leasing though?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 6
Valued Contributor

Re: Leasing with 640 fico score

They are the captive lender for many brands..

Message 5 of 6
Mega Contributor

Re: Leasing with 640 fico score


drboxing wrote:

Is there anyone that was able to lease a vehicle with a fico  score of 640?


Is there a reason why you would want to lease over own?? (Just curious)

 




EQ FICO 548 3/3/16
Message 6 of 6