Lender Pre-Approvals-Soft Pull

[Anonymous]

Denial was from Nissan(NMAC), 562 was my score , I think they pull Equifax. Cap One and Springboard approved me at 14%. Carava approved me at 18%.

[BamBam2000]

I would probably do Cap One, make sure the payment is low and try to refinance after 6 payments on time. After I filed my BK i purchased a 09 Dodge Caliber that as I look back I should have tried to refinance because for a car that was less than 11000 I paid 19500 because of the interest.   Just needed a car and didn’t investigate that this was a really bad deal.