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Frequent Contributor
Posts: 297
Registered: ‎02-24-2013
0

Lending tree....

Does anyone still use them? I used them years ago and had great success, but i don't hear any mention of them anymore. Are they no longer relevant??

 

Thinking of purchasing, may do a local cu, or NFCU for sure. My highest score rt now due to mortgage posting so soon and a small app spree score on Experian is decent and maybe my TU. EQ is my lowest so I won't be using any lenders who uses that one. Lol for now at least. I know NFCU uses EQ but I plan to freeze it and let them pull TU. 


Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: TU 647 EQ 627 EX 607 (7/05/2013) Lender Pulls ; MYFICO (10/11/2013) EQ 719, TU 679, EX 659 ; MYFICO (11/13/13) EQ 702, TU 660, EX 676 ; Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720


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Valued Contributor
Posts: 1,288
Registered: ‎02-12-2014
0

Re: Lending tree....

Not sure if people really use LendingTree for auto loans much anymore haha...

 

I'd look at DCU. They do pull EQ, but generally they only require 675+ FICO for their top tier. If your EX is good, another option maybe BofA. I've seen ~2-3% approvals from BofA. Though sometimes BofA pulls EQ instead of EX or even both at times.

As I am very busy with work these days, I am participating in the forums less than I would like to. Please feel free to email me directly remembermyfico //at// gmail /dot/ com if you would like me to respond to a specific question you have.
Frequent Contributor
Posts: 297
Registered: ‎02-24-2013
0

Re: Lending tree....

Thanks!


Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: TU 647 EQ 627 EX 607 (7/05/2013) Lender Pulls ; MYFICO (10/11/2013) EQ 719, TU 679, EX 659 ; MYFICO (11/13/13) EQ 702, TU 660, EX 676 ; Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720


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