04-28-2014 08:30 PM
Does anyone still use them? I used them years ago and had great success, but i don't hear any mention of them anymore. Are they no longer relevant??
Thinking of purchasing, may do a local cu, or NFCU for sure. My highest score rt now due to mortgage posting so soon and a small app spree score on Experian is decent and maybe my TU. EQ is my lowest so I won't be using any lenders who uses that one. Lol for now at least. I know NFCU uses EQ but I plan to freeze it and let them pull TU.
05-01-2014 09:20 PM
Not sure if people really use LendingTree for auto loans much anymore haha...
I'd look at DCU. They do pull EQ, but generally they only require 675+ FICO for their top tier. If your EX is good, another option maybe BofA. I've seen ~2-3% approvals from BofA. Though sometimes BofA pulls EQ instead of EX or even both at times.
05-02-2014 09:17 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO