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@Creditaddict wrote:
Got numbers within $10/month of where I want and I send a credit app in for them to pull and she calls me to let me know I'm Tier 2 at 675 (ouch! That's over 30 point drop since leasing our Mercedes)
I told her she needed to get me tier bump or I would not purchase because it's a big jump in payment
I have done this multiple times. I make it clear I will not lease unless I am top tier credit. The key is to knowing the top tier money factor before going in because they can mark it up.