Lexus

[vetstorm91]

Could I qualify for a Lexus with a 684 fiico tu score? I reside in Houston area. I am need of a car

[Anonymous]

What exactly do you mean?  We would need more details like which version of the lexus and would you be trying to get any loan or a loan from a specific place also used or new?  I guess really the question would how much money are you asking?  Like a lexus that cost 35k-45k?  New or used also matters becuase it's actually easier more often than not to be approved for a new vehicle loan vice used! 

[vetstorm91]

I m looking 2012 Lexus es 350 new. The reason asking cause I read on forum that Lexus use your fico scores for auto loan.

[pizzadude]

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@vetstorm91 wrote:
I m looking 2012 Lexus es 350 new. The reason asking cause I read on forum that Lexus use your fico scores for auto loan.

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It is very likely that they will pull an Auto~enhanced FICO score which gives more weight to auto installment loans/leases.     Do you have any previous auto history at all ?

[p-]

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@vetstorm91 wrote:
Could I qualify for a Lexus with a 684 fiico tu score? I reside in Houston area. I am need of a car

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Income and auto history will have a lot to do with that.  Can you afford a new Lexus?  Have you ever had a car payment?  What derogatory items do you have on all 3 reports?  What is your monthly income?  How much money have you saved for a down payment?