07-12-2012 02:15 AM
What exactly do you mean? We would need more details like which version of the lexus and would you be trying to get any loan or a loan from a specific place also used or new? I guess really the question would how much money are you asking? Like a lexus that cost 35k-45k? New or used also matters becuase it's actually easier more often than not to be approved for a new vehicle loan vice used!
07-12-2012 04:24 AM
07-12-2012 08:23 AM
I m looking 2012 Lexus es 350 new. The reason asking cause I read on forum that Lexus use your fico scores for auto loan.
It is very likely that they will pull an Auto~enhanced FICO score which gives more weight to auto installment loans/leases. Do you have any previous auto history at all ?
07-12-2012 08:26 AM
Could I qualify for a Lexus with a 684 fiico tu score? I reside in Houston area. I am need of a car
Income and auto history will have a lot to do with that. Can you afford a new Lexus? Have you ever had a car payment? What derogatory items do you have on all 3 reports? What is your monthly income? How much money have you saved for a down payment?
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