Reply
Contributor
Posts: 167
Registered: ‎02-20-2013
0

LightStream

Anyone ever done a car loan(or any other) with LightStream?

 

Got a quote from them, and they do unsecured auto loans. They are a division of SunTrust Bank so at least I've heard of them.


Search here for them, haven't seen them mentioned in a post.

New Contributor
Posts: 58
Registered: ‎12-17-2013
0

Re: LightStream

I looked up "personal loans" on the internet and after dealing with Prosper and Lending Club, I came across Lightstream from I think Credit Karma.  AFter looking them up on the internet, the app was very similar to Prosper and I filled it out on Friday, it did a HP to all three CRA's, but I was approved for my asking loan of $20K ... at 2.29% the monthly was around $400+ for the next 3.5 years [42 months] .... they called to verify address, contact numbers and wanted to know if my high inquiries were due to Auto loan inquiries, and I said yes.  App'd on Friday, Oct. 31 @ 10PM in the evening; approved Monday, 11/3; funding to occur in my checking account on Tuesday, 11/4 for the 2.29 % APR rate .... papers sent via online profile in their system and I signed electronically and gave them info on my checking account.  Done deal; quick and painless.

 

Thanks for letting me share.

Eq: 723 [myFico.com], Ex: 746 [Experian.com], Tr: 771 [TU Vantage]



Valued Contributor
Posts: 1,267
Registered: ‎11-14-2013
0

Re: LightStream

Thanks for sharing.
BK Discharge 2/11/14

Currently in the garden.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.