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What are your scores? Have you gotten them here? If not, get at least the TU and EQ scores to get an idea of where you stand now. Do you have access to the free Walmart scores?
while your fico may be different from your auto enhanced since you have no auto loan history the chances of it being closer to your regular fico's are probably good... so I would pull at least 1 fico report from here and see where you are. EX or TU would be my pick