Looking to refinance from 6.49% to 3.99, but many recent hard inquires...

[Anonymous]

I currently have an auto loan with 6.49% started about 6-7 months ago. Looking into PenFed 3.99% possibility, but I do know I have many recent hard inquires (17, accordiing to Credit Karma). I currently have approx. 740 score. I just made my final last lease payment on my other car that is due to be turned in within a month. What would be my chances? Would my other car, which is a lease, has been completely "payoff" help my overall credit profile?

[bsal]

i dont see why you wouldnt get approved i just recently refinanced my car with penfed and they gave me 3.99 and your scores are better then mine, i have 731 with tu and 713 with equifax, so you should be great