There is a auto sales business called Low Book Sales in Utah. They advertise that they can get you financed into a vehicle regardless of your bad credit or even as soon as a bankruptcy has been discharged. Two things on this. One the interest rate is 30-35 percent. Second, they are hoping that the person can get refinanced through their bank or credit union within a year. I know this because I have talked to them in person about it because I was only curious. I also talked to my credit unions, Chase Bank, Wells Fargo Bank, etc. No one will even touch this. So places like low book sales are giving false impressions & promises.