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Contributor
BlueHusky
Posts: 184
Registered: ‎04-01-2012

Lowest 72 month loan rates?

What places have low rates for 72 months right now?




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SamsungHDTV
Posts: 292
Registered: ‎10-25-2011

Re: Lowest 72 month loan rates?

I wouldn't know exactly where, thats always going to depend on your market. But I would check out credit unions first!

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Established Member
LMBray09
Posts: 19
Registered: ‎02-02-2013

Re: Lowest 72 month loan rates?

I went with NFCU and got 2.79% for 72 mos
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SamsungHDTV
Posts: 292
Registered: ‎10-25-2011

Re: Lowest 72 month loan rates?


LMBray09 wrote:
I went with NFCU and got 2.79% for 72 mos
That's a good rate, I got 3.35% with auto pay also with a credit union.

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Frequent Contributor
Mike360
Posts: 397
Registered: ‎03-19-2010

Re: Lowest 72 month loan rates?

I got 3.9% from Hyundai Motor Finance for 72 months...this was on a 2013 model. Yeah i probably could have done better but i didn't feel like rate shopping over pennies since Hyundai offered $1,000 rebate to finance thru them.

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Regular Contributor
babbles
Posts: 142
Registered: ‎11-11-2007

Re: Lowest 72 month loan rates?

How about the best used car rate @72 months with scores over 750?

Established Member
davefromca
Posts: 12
Registered: ‎10-22-2012

Re: Lowest 72 month loan rates?

I just got approved for 2.74 from B of A

Regular Contributor
babbles
Posts: 142
Registered: ‎11-11-2007

Re: Lowest 72 month loan rates?

Was that through a dealer or straight through BOA?  Do they do pre-approvals?  Is it better through the dealer?  Thanks!

Moderator
Revelate
Posts: 4,270
Registered: ‎12-30-2011

Re: Lowest 72 month loan rates?


babbles wrote:

How about the best used car rate @72 months with scores over 750?


I think it's around 2.5% currently; DCU I know has a 2.49% advertised, most of the other CU's I routinely check don't have greater than 60 month terms available, but I'm sure there's others out there which do.


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Regular Contributor
babbles
Posts: 142
Registered: ‎11-11-2007

Re: Lowest 72 month loan rates?

Well, got approved by USAA for a used 72 mo loan @3.75% :smileysad:    My scores are above 760 but my DTI  is high.  


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