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Registered: ‎04-01-2012
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Lowest 72 month loan rates?

What places have low rates for 72 months right now?




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Established Contributor
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Registered: ‎10-25-2011
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Re: Lowest 72 month loan rates?

I wouldn't know exactly where, thats always going to depend on your market. But I would check out credit unions first!

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
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Registered: ‎02-02-2013
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Re: Lowest 72 month loan rates?

I went with NFCU and got 2.79% for 72 mos
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Established Contributor
Posts: 759
Registered: ‎10-25-2011
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Re: Lowest 72 month loan rates?


LMBray09 wrote:
I went with NFCU and got 2.79% for 72 mos
That's a good rate, I got 3.35% with auto pay also with a credit union.

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Frequent Contributor
Posts: 436
Registered: ‎03-19-2010
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Re: Lowest 72 month loan rates?

I got 3.9% from Hyundai Motor Finance for 72 months...this was on a 2013 model. Yeah i probably could have done better but i didn't feel like rate shopping over pennies since Hyundai offered $1,000 rebate to finance thru them.

Regular Contributor
Posts: 144
Registered: ‎11-11-2007
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Re: Lowest 72 month loan rates?

How about the best used car rate @72 months with scores over 750?

Established Member
Posts: 13
Registered: ‎10-22-2012
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Re: Lowest 72 month loan rates?

I just got approved for 2.74 from B of A

Regular Contributor
Posts: 144
Registered: ‎11-11-2007
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Re: Lowest 72 month loan rates?

Was that through a dealer or straight through BOA?  Do they do pre-approvals?  Is it better through the dealer?  Thanks!

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Registered: ‎12-30-2011
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Re: Lowest 72 month loan rates?


babbles wrote:

How about the best used car rate @72 months with scores over 750?


I think it's around 2.5% currently; DCU I know has a 2.49% advertised, most of the other CU's I routinely check don't have greater than 60 month terms available, but I'm sure there's others out there which do.

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Regular Contributor
Posts: 144
Registered: ‎11-11-2007
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Re: Lowest 72 month loan rates?

Well, got approved by USAA for a used 72 mo loan @3.75% :smileysad:    My scores are above 760 but my DTI  is high.  

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