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BlueHusky
Posts: 184
Registered: ‎04-01-2012

Re: Lowest 72 month loan rates?

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‎02-20-2013 05:43 PM

My score is 774 and I just got approved for 2.39% for 72 months at BoA.



Starting Score: 583 (CreditKarma, 2009)
Current Score: 783 (Walmart Free FICO, March 20, 2012), 774 (Equifax, BoA Pull, 2/20/13)
Goal Score: 800+

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Valued Contributor
Dustink
Posts: 2,373
Registered: ‎10-02-2012

Re: Lowest 72 month loan rates?

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‎02-20-2013 11:19 PM

BlueHusky wrote:

What places have low rates for 72 months right now?

Usually promo financing through the dealer will offer the best rate. It will vary depending on what market you are in. For example in my area, Subaru is offering 1.9% for 72 months.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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DebCRaleigh
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DebCRaleigh
Posts: 2
Registered: ‎03-24-2013

Re: Lowest 72 month loan rates?

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‎03-24-2013 03:49 PM

Just bought my car today. Was offered 75 months, biweekly payments by RTPFCU in Raleigh-Durham NC area, 2.49% zero down. Went into the Toyota dealership and challenged them to give me 2% or lower, and after some haggling and a staring contest with the Finance Manager I got 2% for 75 months, zero down.

 

Credit score disclosed by dealership was 788. I assume that was the AutoFICO.

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Valued Contributor
Dustink
Posts: 2,373
Registered: ‎10-02-2012

Re: Lowest 72 month loan rates?

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‎03-24-2013 07:42 PM

DebCRaleigh wrote:

Just bought my car today. Was offered 75 months, biweekly payments by RTPFCU in Raleigh-Durham NC area, 2.49% zero down. Went into the Toyota dealership and challenged them to give me 2% or lower, and after some haggling and a staring contest with the Finance Manager I got 2% for 75 months, zero down.

 

Credit score disclosed by dealership was 788. I assume that was the AutoFICO.

Well done :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Message 14 of 15 (270 Views)
 
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Regular Contributor
babbles
Posts: 142
Registered: ‎11-11-2007

Re: Lowest 72 month loan rates?

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‎03-25-2013 07:09 PM

My wife just refinanced from NISSAN (7.29%)  to NFCU (1.49%) on her 2012 Altima!  Amazing!  I was trying to push her to USAA, good thing she didn't!

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