05-14-2013 01:33 AM
05-14-2013 08:48 AM
Anything you can do about that medical collection?
Will you be paying off the other car or trading it in? Does it have equity?
What is your income/DTI?
I think you should put enough down to get the loan under $50k. You can probably get a few thousand off MSRP and that will help with fee's/taxes.
This is one car that I think used would be the best way to go. Recently gently used model's have been selling high, but I think you can get a good deal on one of these used. Just checking my local craigslist I see http://sfbay.craigslist.org/eby/cto/3797589770.html
Only 6k miles and you will be saving $30k.
05-14-2013 02:51 PM
05-14-2013 03:25 PM
You'll be fine I think. In 2010 I got a new CLK 350, $5,000 down and got approved for up to $54,000.
My score was Fico 660, interest rate 6%. I had two judgements (one paid, one unpaid) and three collections and literally no revolving credit (my accounts were closed), but I had an auto loan paid and closed, never late and a mortage current/never late.
05-15-2013 10:26 AM
If you want to go new, I would wait for the release of an AWD c63 AMG.
Ok if you are buying this car to look nice and drive in the snow then by all means wait for an AWD (if they plan on producing it). But if you are buying it for power and decent 0-60 times dont waste your time with AWD, not enough extra pull off start up to offset extra weight.
05-15-2013 03:11 PM - edited 05-15-2013 03:15 PM
I completely think that 150lbs is well worth keeping 450hp connected to the ground.
Not even for snow, wet roads with RWD would cause major traction issues.
The exit speed out of corners with AWD is quite nice as well.
05-16-2013 09:30 AM - edited 05-16-2013 10:03 AM
A lot closer to 200-250 lbs but it is not worth the added weight in any race longer than 1/4 mile, you might get a jump off the line but wont help you on the track. RWD will have much better cornering and overall better handling IMO. For these machines (Im a bimmer guy BTW) you do not need the added traction, some halfway decent summer tires (PS3s all the way) will keep you grounded. There is a reason why performance models are not offered in AWD, AMG has been toying around with this and in my opinion it is purely for marketing. I have yet to hear anyone complain from any m3 c63 GTR that they need more traction....Besides these companies developed these machines from the ground up spending millions on the correct tunes and ratios, they would have to spend millions to correctly tune the AWD versions, which again IMO do nothing to add value to the car.
05-16-2013 10:11 AM
Oh and these car should NOT be daily drivers.... they should never see snow or rain, period.
05-16-2013 09:19 PM - edited 05-16-2013 09:33 PM
There was a C63 AMG parked next to me today. Not the nicest weather today either. Rainy, windy, and they had it parked on the street just looking for door dings...haha They are daily drivers for many.
Also, my neighbors daily driver is a GT-R. Wait, why is that one AWD? No snow around here and they don't use it as a marketing tool. They have it because it increases performance.
The AWD Mercedes system is under 150lbs. Well worth the out of corner acceleration on wet roads.
They are just cars, why not drive them in whatever conditions are out there? Just need the correct tires. Summer's in the summer and winters if you will ever get near snow.
I like how we lost OP so long ago...
05-16-2013 10:49 PM
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