In November, I got a 60 month loan through NFCU at $410 a month. I'm looking to buy a pick up now too for when I have to haul huge items, or when I, or friends/family, move. I'm debating between new from a dealer or used from a person - used would obviously be cheaper and would not have payments, but new takes away the guessing game on how well it's been maintained.
Currently, with all my bills and payments, I have roughly $2500-$3000 left over at the end of the month. So, I'm not worried about not being able to make another $400/month payment. My question is, is it likely to get approved for a loan if you already have one?
